Death Benefits
Eligible Surviving Dependents Receive Death Benefits
Death benefits are paid to your qualified surviving dependents in the event of a work-related death. The total death benefit is contingent on the number of surviving partial and total dependents at the time of death. Once we determine dependency, we pay the death benefit in installments at the decedent's temporary disability rate.
Death Benefit Rate
The rate must be no less than $224 per week until we have paid the total death benefit. However if dependency involves a minor child, benefits continue until the child is 18 years old. For injuries on or after January 1, 2003, benefits will be paid to a dependent child for life when physically or mentally incapacitated from earning. The table below shows the distribution of maximum death benefits.
Death Benefit Maximums
| |
07/01/96 - 12/31/05 |
2006-New Benefits |
| Single total dependent |
$125,000 |
$250,000 |
| No total dependents and one or more partial dependents |
$125,000 |
$250,000 |
| Single total dependent and one or more partial dependents |
$145,000 |
$290,000 |
| Two total dependents |
$145,000 |
$290,000 |
| Three or more total dependent |
$160,000 |
$320,000 |
The information provided is not intended to supersede or be used in lieu of the “notice of benefits” handout that employers are required to provide to workers. For State Fund policyholders, this notice is in the New Employee's Guide to Workers' Compensation (English/Spanish) - e13286 [448 k].
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