What is Workers' Compensation?

Workers' compensation is insurance that the law requires your employer to carry at no cost to you. It helps you if you are injured on the job or become ill due to your job.

A workers' compensation injury or illness is one that occurs due to employment. If you are injured you will receive help no matter who was at fault.

Workers' compensation covers various types of events, injuries, and illnesses. An injury could occur by a single event, such as hurting your back in a fall at work. Injuries could also be caused by repeated exposure, such as hurting your wrist at work from doing the same motion over and over.

The information provided is not intended to supersede or be used in lieu of the “notice of benefits” handout that employers are required to provide to workers. For State Fund policyholders, this notice is in the New Employee's Guide to Workers' Compensation (English/Spanish) - e13286 [448 k].